(How to Use)

Welcome to the Military Budget Planner! This template helps service members track their pay, expenses, savings and financial goals all in one place. Stay on top of your finances and make the most of your military benefits.

1. Pay Breakdown (BAH, BAS, SPECIAL PAY, ETC.)

Pay Type Description Amount Range Taxable Notes
Base Pay Basic military salary Based on rank/years Yes Paid bi-monthly
BAH Housing allowance Location dependent No Varies by location/dependents
BAS Food allowance Fixed rate No Same for all ranks
Special Pay Additional duties Varies Yes Sea duty, flight pay, etc.
Total Combined income Sum of above Mixed Individual total varies

Note: Actual amounts will vary based on individual circumstances, location, and current military pay tables.

2. Monthly Expense Tracker

Expense Category Budgeted ($) Spent ($) Remaining ($)
Rent/Mortgage $ $ $
Groceries $ $ $
Gas/Fuel $ $ $
Insurance $ $ $
Credit Card $ $ $
Monthly Total $ $ $

Budget Usage Overview

pie
    title "Monthly Budget Utilization"
    "Remaining" : 40
    "Used" : 60

Visual representation of your monthly budget usage. Update the percentages based on your actual spending.

<aside> 💡 Tip: Try to keep your spending below 80% of your total budget to maintain a healthy savings buffer. The 80/20 budget rule saving 20% of your income and spend 80% of it on other expenses. Ex: If you earn $2,200 per month, you will save $440 (20% 0f $2,200) and spend $1,760 (80% of $2,200)

</aside>

Monthly Savings Progress

graph LR
    A[Current Savings] -->|Progress| B[Savings Goal]
    style A fill:#90EE90
    style B fill:#ADD8E6

Track your progress towards your savings goals with this visual guide.

3. Debt Payoff Tracker - Navy Federal Loan

Category Amount
Total Debt $_____
Monthly Payment $_____
Target Payoff Date _____

Debt Payoff Progress

%%Progress bar for debt payoff
graph LR
    A([0%]) -->|Progress| B([100%])
    style A fill:#ff6b6b
    style B fill:#51cf66